ID Theft Score
Catch ID thieves in the act.
Identify fraudulent applicants, protect legitimate consumers, and reduce losses from traditional ID theft. Once a problem for lending, ID theft is now an issue for almost all financial products. We’ll help you address that.
Stop fraud before it happens
Identify risky actors at the application stage to prevent downstream losses.
Protect against new tactics
Use a model trained by internal labels to reflect evolving fraud tactics captured by our Fraud Intelligence Team.
Reduce investigations
Outperform high cost, high friction, low performance approaches to consumer verification like document checks.
Scores
Shine a spotlight on fraud with a precise score.
Surface identity theft with a precise score built on proprietary fraud labels and a deeper understanding of emerging tactics to catch more malicious activity.
- Simple risk scale, from 0 to 1000
- Explanatory reason codes
- Fraud and risk features
Fraud Intelligence Team
Identify telltale patterns.
Technology can’t catch everything. Build more robust risk systems with a team that manually reviews cases and trains models based on deep fraud knowledge.
- Use of VoIP phones
- Email velocity and syntax
- PII linked with other fraudulent applications
Frankenstein fraud
Know when someone combines credentials from two different stolen identities.
Data sources
Your complete ID theft solution.
SentiLink’s ID Theft Score is a comprehensive tool — not a sub-feature of other products like KYC and ATO — helping you catch more fraud.
- Name
- IP address
- Address
- Phone number
- DOB
- Email address
- SSN
- Behaviors
We trust SentiLink to help us avoid lending to identity thieves and give us confidence that we are lending to legitimate customers in underserved markets. When one of our channels that typically sees 20 applications per day was hit with a high volume of fraudulent applications (up to 400 per day), we were able to leverage the ID Theft Score in a rule that halted the attack and returned volumes to normal.
David Kubota
Vice President, Data Science, Concora Credit
Treatment strategy
Verify phone and email to catch ID thieves.
Know when fraudsters are controlling the email or phone tied to an application with an effective treatment strategy that doesn’t add unnecessary friciton.
Next up
Explore more fraud and risk solutions.
Synthetic Fraud Score
Flag falsified and manipulated identities
Stop first and third-party synthetic fraud with precision.
