Solutions for Card Issuers

Synthetic fraud has risen significantly among card portfolios over the last few years and presents significant financial, regulatory, and reputational risks for card issuers.

Issuers with low-limit entry or subprime card programs are often the first targeted in the lifetime of a synthetic identity, whereas those with higher-limit prime portfolios are frequent targets towards the end up the build-up process, once the synthetic identity has built up some credit. Fraudsters also frequently acquire authorized user cards for their synthetic identities from online marketplaces or accomplices in an attempt to artificially boost their credit scores. SentiLink helps uncover these synthetic identities in real time during the account opening process, so that your institution can avoid these risks.